The States of Jersey provides financial support to low income households for housing, care and living needs. Available to both homeowners and tenants, it also applies if an individual in the family is an unpaid carer.
You may qualify if you have low income with limited savings and have lived in Jersey for at least 5 years. If your situation has changed due to health concerns, care costs and/or retirement, you may also qualify.
Cold Weather Bonus
You qualify for a Cold Weather Bonus, which helps with heating costs during winter, if you are 65 and over, have a Jersey pension or Entitled residential status and do not pay Income Tax. Two payments are remitted in January and May. This bonus is automatic for pensioners who receive Income Support and Individuals who have a Jersey pension.
Individuals who require a high level of care may be eligible for long-term care assistance, provided within your own home or a facility. To qualify, you must have lived in Jersey for a minimum of 10 years and 1 year prior to claiming.
Food Costs Bonus
Low income households qualify for a Food Costs Bonus if a member of the household has lived in Jersey for at least 5 years and no members pay Income Tax. The household must also not be receiving Income Support.
Paid in December, you qualify for the Christmas Bonus if you are 65 and older, if you receive Income Support and if you are a member of the Pension Plus scheme. It is paid automatically.
Free TV Licence
Low income individuals who are over 75 may qualify for a free TV licence.
Pension Plus Scheme
The Pension Plus Scheme began in 2017 and replaced the 65+ Health Plan. It assists low income pensioners who are 65 and over with dental, optical and chiropody costs. It is run by Social Security.
Who is eligible
- 65 and older
- You have a Jersey pension or Entitled resident status
- You (and your partner) do not pay Income Tax
- You (and your partner)’s capital assets are less than £30,000
- Capital assets include:
- Properties you own (that are not your home)
- Pension bonds
- Items of value (ex: paintings or jewellery)
On the Pension Plus Scheme, you are entitled to a limited monetary support in the following categories:
Monetary Support Provided For (as of May 2019)
|Who Can Provide Services (Must Be Pension Plus Member)||
|What is Covered||
|What is Not Covered||
How To Make a Claim
Before you can make a claim, you must receive a confirmation letter informing you that you have been accepted. Once accepted, you do not have to pay for treatment upfront.
Follow these steps to make a claim:
- Make an appointment with your optician, dentist or chiropodist
- Inform your practitioner that you are a Pension Plus member (alternatively, inform Pension Plus of your practitioners)
- Find out how much your treatment or service will cost
- Ask your practitioner how much available benefit you have and how much you need to pay
- Receive your service or treatment
- Your practitioner will invoice Pension Plus, up to your level of available benefit
- Pay for costs not covered
You cannot claim for missed or cancelled appointments. You cannot claim treatment you had before your registration confirmation. If your situation changes, you must inform Pension Plus as you may no longer be eligible.
Additional Financial Assistance
The Income Support benefit provides financial support for low income pensioners towards the following costs:
Carers are also eligible to receive this support. Individuals who receive Income Support might also be eligible for the Food Costs Bonus and Cold Weather Bonus.
Penson Plus members who disagree with a benefits-related decision may be able to make an appeal.
Before you make an appointment, please inform Pension Plus of your preferred dentist, optician or chiropodist from the list provided on their website. Pension Plus only pays for services from their approved list of practitioners.
Age Concern Jersey
Jersey charity #47, Age Concern Jersey believes in an Island where all residents can lead fulfilling lives as they age. They welcome all who are 55+, whatever your circumstances and needs.
Age Concern campaigns on behalf of Jersey’s elderly and support the following principles:
- Age is a gift - not a burden.
- Older people deserve respect, courtesy and a safe and secure environment.
- Older people should have appropriate financial support and access to full health care.
- Older people should not be treated as inferior.
- Older people should be heard.
Founded in 1994, Age Concern Jersey is headquartered at Windsor House in St Helier. Their services include a wide range of activities, from computer classes to lunch, frozen meals, hairdressing and arts and crafts, as well as a charity shop. There is a Tuesday club at St. Thomas’ Hall as well as home and hospital visits and chiropody. Free transportation is available.
Age Concern Jersey relies on donations from the community and is not financially supported by the States of Jersey, with the exception of a small grant for the frozen meals service. New volunteers, drivers and sponsors are welcome.